Shivat Zion

Health insurance

May 4, 2023
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Every Israeli resident must be registered with one of the 4 Health Maintenance Organizations (HMOs): Clalit, Maccabi, Meuhedet and Leumit. The HMO’s provide the care and are also the insurance. No matter which of the 4 organizations you choose to join, they all cover regular medical care and medications (in the health basket).

You can pick your doctor and specialists as long as they are part of the HMO or have an arrangement with the HMO. Each HMO operates its own practices.  Hospitals and other public healthcare facilities work with all HMO’s. The big pharmacies (chains) have arrangements with all HMO’s, however smaller pharmacies sometimes don’t.

Upon your arrival at the airport in Israel, you will choose one of the 4 HMOs. If for some reason you were not able to choose your HMO at the airport, read this guide.

Do you want to know your rights regarding Health Insurance and much more in Israel? Go check out our guides:

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