Shivat Zion

Choosing Your HMO

Kupat Cholim
קופת חולים
Last updated: 13.06.2024
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Every Israeli resident must be registered with one of the 4 Health Maintenance Organizations (HMOs): Clalit, Leumit, Maccabi, Meuhedet.
 
The Kupot Cholim provide direct regular medical care and medications in the Sal HaBriut – סל הבריות – Health Basket, and are also the insurers. You can pick your doctor and specialists as long as they are part of your Kupat Cholim and have an arrangement with the Kupah. Hospitals and other public healthcare facilities and some of the larger pharmacy chains work with all the Kupot as well.

Choosing an HMO:

 If you are making Aliyah from abroad you will be asked to choose your Kupat Cholim (HMO) before deciding the date of your Aliyah flight and will receive the registration forms upon your arrival at the airport in Israel.

If you are making Aliyah within Israel, you need to go to the branch of the Kupat Cholim you chose with your Teudat Zehut, Teudat Oleh and proof of a Bank Account.

All four HMOs cover the Sal HaBriut (health basket) which includes all regular medical care services and medications. If you have specific needs, it is advisable to check the HMOs more in detail. You can always discuss your choice with us.

Click on the name of HMO to check out their website and terms:

As a new oleh, you are entitled to six months of basic assistance paid for by the Israeli government. You may also choose to pay for a plan with extended or full coverage according to your convenience. Most Israelis choose plans with coverage beyond the basic level and it is highly recommended to do so as it provides increased services.

What You Will Need:

You will need your Teudat Zehut and Teudat Oleh.

If you made Aliyah from abroad, you need to bring the forms given to you at the Airport when you arrived.

Steps to Take:

Go to a branch of your chosen Kupat Cholim and complete your registration by presenting your Teudat Zehut and the copy of the registration form. You will receive a personal magnetic card for each member of the household, which you will need for every visit to Doctors, medical facilities and pharmacies.

Go to any post office branch, tell them which Kupah you want to join and pay the registration fee. Keep the copy of the registration form that you receive at the post office.

Go to the Bituach Leumi site here. The form must be filled out exactly according to the instructions.

For the purpose of identifying the registrant, and to prevent forgeries, you will be asked to fill in personal Israeli credit card information (not an ATM or Debit card!), but the service is provided free of charge. It is advisable to print the confirmation of the registration.

Important Note:

If you decide to change your Kupat Cholim you can always switch to another one. There are six dates a year when Kupat Cholim changes officially go into effect. It will take between 45-105 days from the day you apply to change until the change is official. You can change twice in a 12-month period. Find more details here or at the Bituach Leumi website.

The form must be filled out completely according to the instructions.

For the purpose of identifying the registrant, and to prevent forgeries, you will be asked to fill in personal Israeli credit card information (not an ATM or Debit card), but the service is provided free of charge. It is advisable to print the confirmation of the registration.

Download the app of your Kupat Cholim to your phone. In the app you can find medical information, prescriptions, test results etc. as well as schedule appointments.